Hungarian Agricultural Risk Management System

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insurance feemitigation paymentRisk Management system

Organisation name Ministry of Agriculture

Contact person: Katalin Kujani

olga.katalin.kujani@am.gov.hu

Looking back at the weather events of recent years, it is increasingly evident that the likelihood, frequency and adverse economic, environmental and social impact of extreme weather events are increasing. Windstorms, hailstorms can occur in smaller or larger areas every year, and their local occurrence is unpredictable. More often there are more, even opposite, extreme weather events in the same area than inland and drought – even within a year. Agriculture is the most sensitive area of climate change affecting our land, one of its most important tasks is to provide food to the population. As the risks of agriculture grow, this task can be jeopardized. In addition to the specific negative consequences of climate change, the risks stemming from specific product markets, or from inappropriately chosen cultivation techniques, can be manifested as follows:

Direct effects: Extreme weather phenomena (eg: drought, volatile distribution of rainfall, inland waterfall, rainstorm); Quality problems, emergence of new plant health risks (eg fusarium fungus);  Animal health measures (eg shortcuts); Macro measures affecting the product market (eg Russian embargo); Choosing the most optimal cultivation technology

Indirect effects: Fluctuating prices; Fluctuating farm incomes

Overall, the risks to agriculture that need to be addressed are increasing. The agricultural risk management system is currently able to cope with the damage caused by the loss of yields in the crop production sector.

Why risk management system is so important in Hungary?

  • lack of sea exit
  • big distances from important international markets
  • big ratio of crop lands and low internal consumption
  • continental climate effects great yield gaps and fluctuations

Moreover the Hungarian decision makers and other stakeholders recognized the need for a complex risk management system which can reduce administrative burdens and lack of spatial data. It was an essential element to develop a well structured and integrated system since Hungarian farmers would not join to complicated, more-actors system where they should look for different authorities with different kind of administration. 

The risk management system has a long history in Hungary however the stakeholders noticed that without an integrated system the subsidies for mitigation of climate change disasters cannot be assured. Due to administrative burden and precarious financial system and voluntary basis farmers were not motivated to join the operating risk management systems since the base fund for compensation was not assured in case of bigger disaster. Because of the voluntary basis the system the shortage of funding was a general issue and the justifiable damages were not refunded. 

The system is auto-financing and the CAP I and II pillars make possible to sustain the system. 

All the administrative costs are covered by national budget financed by the Ministry of Agriculture.

 The Ministry of Agriculture has experience in operating the compensation fund, and the operation of the agricultural risk management system is the responsibility of the ministry, so the Ministry also coordinates the operation of the Income Stabilization Fund which is under planning. The detailed conditions of operation (e.g. legislative drafting, procedural questions) with the State Secretariat for Rural Development (EU co-financed support), ARDA (income stabilization fund management body and paying agency, audit) and the Agricultural Economics Research Institute (sectoral price and cost data) cooperation). In the following, the fund manager is called an income stabilizing body.

It is also noticeable that the Income Stabilization Support would be the next step in HARMS as IV pillar however the frame of the Rural Development Programme (RDP 2014-2020) does not cover the real demands of Hungarian farmers. That is why the IV pillar will be a pilot project based on RDP 2014-2020 completed with national co-finance. 

To sum up, the operation of the system was based on overlapping manual administration, the state mitigation system created the duplication of work at ARDA and at Natioal Food Safety Office, it was based on paper administration, the damage assessment was handled by human spot checks, and its operation was not coordinated efficiently by the commercial market insurance policies. As a result this system could be improved in several ways. 

Lessons to learn:

  • Strong cooperation is essential between ministries, national authorities and research institutes
  • IT development is necessary to harmonise database and mitigate administrative burden
  • The success of implementation basically depends on national legal environment and whitening of agricultural sector
  •  It is better to focus on sectors with higher added value. In vegetable, fruit sector the HARMS is important and easy to implement but good construction for livestock sectors is still missing
  •  Involvement of banks is unavoidable. Banks should analyse the what kind of risk protection the producer receive: insurance / compensation because the liquidity depends on the risk protection increasingly.

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